Savings and sinking funds
comes from your category balances, so the same money is never counted twice. A spreads a known cost over time.
Savings
Larger, long-term goals — an emergency fund, a house deposit or your future.
Emergency fund
Linked budget categoryA$410.00 saved
toward A$1,000.00
41% saved
Sinking Funds
Short-term costs you know are coming — car maintenance, registration or annual bills.
Car rego
Linked budget categoryA$180.00 saved
toward A$720.00
25% saved
Phase 4Live goal tracking and bill planning arrive later. The free plan will include 3 active savings goals and sinking funds combined.